ACAPMA Insurance is delighted to welcome Herman Cabral to the team of qualified and experienced brokers at Marsh that are dedicated to delivering for ACAPMA Insurance clients.  Herman comes to the ACAPMA Insurance team with 18 years of experience in insurance, specialising in fuel and heavy motor, and the specific challenges these unique industries offer in a variety of roles including both underwriting and broking, empowering him with a unique perspective of all sides of the insurance process to drive service and results for members.

Herman’s industry experience began at Australian International Insurance Limited (AIIL), the underwriting agency of the then fuel industry insurer OAMPS (Oil Agents Mutual Provident Society).

“I started in 2003 as an assistant underwriter at AIIL focused on heavy motor, but fuel coalesced as a specialty fairly quickly due to the relationship with OAMPS.  It is a unique and challenging segment to write insurance for, and the need to have a real understanding of not only the business operations but the industry itself, is something that I found engaging and expanded beyond the motor focus into all things fuel” explains Herman.

With the sale of AIIL to Lumley Insurance (Wesfarmers) in 2007 Herman took on the role of National Market Underwriter for the Oilpac scheme.

“writing Oilpac for Lumley was a chance to build on my specialised experience and to gain an intimate understanding of the needs of fuel businesses when it comes to insurance” said Herman.

In 2015 when Lumley Insurance heavy motor division sold to National Transport Insurance (NTI) Herman joined the NTI team to continue to build on his fuel industry underwriting experience until 2016 when  he stepped out of the insurance underwriting side and into the insurance brokering side with Gallagher as a Senior Broker.

“I enjoyed the opportunity to develop my skills further and broaden my knowledge of the fuel industry, adopting more detailed understanding of the client needs around property and liability insurance as well as industry specific pressures like bonds” continued Herman.

In 2020 Herman joined Marsh Insurance as a Principle Broker and is now serving as Principle for the ACAPMA Insurance program delivered by Marsh.

“ACAPMA Insurance was launched a year ago by the Association, for the benefit of the industry.  To deliver a comprehensive suite of insurance and risk management solutions to the industry, by the industry.  Backed by Marsh and McLennan Group, ACAPMA Insurance delivers choice, coverage and service to members, and a portion of premiums paid flows back to ACAPMA to allow for the continued efforts of the Association in supporting the industry” outlined ACAPMA CEO Mark McKenzie.

“Herman brings a wealth of knowledge and experience of the industry to ACAPMA Insurance from both the underwriting and broking perspectives.  It is a benefit to the ACAPMA membership and the industry to have such a seasoned, experienced and insightful broker joining the team at ACAPMA Insurance” continued Mark.

ACAPMA Insurance leverages the combined strength of Marsh and McLennan Group and offers a comprehensive suite of services for ACAPMA members and industry participants including; insurance, risk management, management consulting and return to work services for injured workers.

If you would like more information about ACAPMA Insurance or to reach out to Herman directly, visit;


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This page article general information and does not take into account your individual objectives, financial situation or needs. For full details of the terms, conditions and limitations of the covers, refer to the specific policy wordings and/or Product Disclosure Statements available from Marsh Advantage Insurance on request. Marsh Advantage Insurance Pty Ltd (ABN 31 081 358 303, AFSL 238369) arranges the insurance and is not the insurer.

Australasian Convenience and Petroleum Marketers Association receives a financial benefit when an insurance policy is arranged by Marsh enabling it to continue to provide further services to the fuel and convenience industry.